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about us

Savings Account - National Savings

Savings Account (SA) is the oldest/primeval offering of the National Savings with a product design to encourage the small savers to invest in a way that helps them meet their day-to-day financial needs. Savings Account gives a great facility to its investor for withdrawing the amount deposited three times a week.

The Savings Account can be opened by Pakistani Nationals as well as Foreign Nationals being a single adult or two adults jointly where the payments can be received either by the both jointly (Joint-A) or any one of the account holders (Joint-B). An adult can open a Savings Account on behalf of any minor under his/ her guardianship. Institutions may also invest their employees’ related funds such as pension, gratuity, superannuation, contributory provident fund and trusty fund etc.

The Savings Account can be opened at any National Savings Centre (NSC) and Pakistan Post Office (PPO) by filling in the DA-I (Application Form), available free of cost from all the above-mentioned issuing offices.

Documents Required with the Application Form

Adult Pakistanis

  • A copy of the Computerized National Identity Card (CNIC)

Overseas Pakistanis

  • A copy of National Identity Card for Overseas Pakistanis (NICOP) or Pakistan Origin Card (POC)

Minor

  • A copy of Form B or Child Registration Certificate (CRC) as issued by NADRA

Institutional Investors

  • An attested copy of NTN Certificate or Institutional Registration Certificate (IRC).

Foreign Nationals

  • A copy of the Passport

To download application form in editable Adobe Acrobat format, please click here.

The Savings Account can be opened by depositing cash/ cheque/ draft/ pay-order at any National Savings Centre (NSCs) or Pakistan Post Office (PPO). However, in case of deposit through cash, the Account shall be opened immediately on the same date, whereas, in case of deposit through cheque/ draft/ pay-order, the Account shall be opened from the date of the realization of such cheque/ draft/ pay-order after receipt of realization advice.

  • Minimum: Rs.500/-
  • No maximum investment limit
  • One Account can be opened by one person at an office of issue

The deposits can be withdrawn any time following the date of the deposit. However, investor can withdraw his amount thrice a week.

Profit in the Savings Account is credited on 30th June every year and is calculated by adding together the minimum balances between the close of 6th day and end of each month and by working out profit for one month on the total amount at the prescribed rates.

For rates click here.

The rate of tax to be deducted shall be as follows;

  • Filers: In case the payable profit is Rs 500,000/- or above ,the rate shall be 15% on such profit.however in case profit is less than Rs 500,000/- the rate of WHT shall be 10% of the yield/profit.
    • Non-Filers: In case the payable profit is Rs 500,000/- or above ,the rate shall be 30% on such profit.however in case profit is less than Rs 500,000/- the rate of WHT shall be 15% of the yield/profit.

    Zakat is applicable as per rules.

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Prize bond Draw Result 15000
First
378251
Second
811208...
Full Draw Result Previous ResultSee All
Prize bond Draw Result 7509
First
878602
Second
151742...
Full Draw Result Previous ResultSee All
Prize bond Latest Draw Hints 15000
Open 6....9....0....7
Close 5....4.....9....7
Center 9....8.....5.....1

Latest Draw List

Draw No of 1500 Prize Bond Held at Multan

Dated on 15-August-2011


1st Prize Rs.3,000,000-/


799571


2nd Prize Rs. Rs.1,000,000/-


216848 462400 985433


3rd Prize Rs.Rs.18,500/-

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