All Pakistani Nationals can invest in all National Savings Schemes/ Products. Single adult, a minor, two adults in their joint names with the options of payable to the holders jointly (Joint-A) or payable to either (Joint-B). An adult can also purchase these Products on behalf of a single minor, two minors jointly or himself/herself with a minor jointly.
The schemes of BSC and PBA are specially designed for widows and senior citizens aged 60 years and above and retired Government Servants respectively. They are eligible to invest, singly or jointly. Two eligible persons can also purchase BSCS jointly. Whereas in case of PBA, pensioners may open PBA jointly with eligible family pensioner.